Your home is considered to be High value when the replacement cost of your home exceeds $500, 000. Should you require a High Value Home policy, there are a few important issues you need to understand.

• most high value homes come with an insurance appraisal; the appraisal fee is either covered by the insurer or split with the homeowner on a 50/50 basis.

• high value policies will often carry higher limits of jewelry and business tools or equipment.

• wine cellars or wine collections can be insured with varying limits

• antiques and fine art can be insured to replacement cost, even if you cannot replace them

• some insurers offer replacement cost with no obligation to rebuild without deduction for depreciation.

At Creative Insurance we can tailor a policy for you with or without all the frills.

How can I get Hard to Place House Insurance?

Click  "get a quote"

Call  780-989-3939 ask for Gail

email  myhomeinsurance@creativeinsurance.ca

Most all of our policies will be availible on a payment plan tailored for you!!